Privacy Policy

Effective Date: October 20, 2025

This Privacy Policy explains how X•Baskets handles your information when you use our iPad or Mac application.

1. No Personal Data Collection

We do not collect, store, share, or transmit any personal information. X•Baskets does not require a login, account creation, or any user-identifiable data to function.

2. Local Data Storage

All user preferences—such as vault names, colors, passcodes, and portfolio data—are securely stored locally on your device. This data is never uploaded to a server or shared externally.

3. No Internet Connectivity or Tracking

X•Baskets operates entirely offline. The app does not connect to any online service, cloud platform, or third-party analytics. We do not use cookies, advertising networks, or tracking technologies of any kind.

4. Security and Privacy

All portfolio and vault information is contained within the app’s secure local database. Optional passcodes and locks are managed entirely on your device for your privacy and protection.

5. Children's Privacy

X•Baskets is intended for a general audience and does not knowingly collect or store data from children or any user. The app contains no ads, no in-app purchases, and no data collection.

6. Changes to This Policy

We may update this Privacy Policy to reflect improvements or changes in the app’s functionality. Updates will be clearly posted within the app and on our official website if applicable.

7. Contact Us

If you have any questions or concerns regarding this Privacy Policy, please contact us at:
Email: michael@diversifyapps.com

Disclaimer & Risk Notice

NOT FINANCIAL ADVICE: This app does not provide investment advice, recommendations, or endorsements of any kind. Nothing in this app should be construed as a recommendation to buy, sell, or hold any security. This app is for educational and entertainment purposes only.

ENTERTAINMENT AND EDUCATION ONLY: X•Baskets does not execute, simulate, or connect to any brokerage accounts.

NO GUARANTEES: Past returns and historical or simulated results are not predictive of future performance. Individual results may vary significantly.

DATA ACCURACY: While we strive for accuracy, all data and results may contain errors or inaccuracies. The app and its data are provided “as is,” without any warranties, express or implied, regarding completeness, accuracy, or reliability. Do not rely on this app for actual investment decisions.

USE AT YOUR OWN RISK: Investing involves risk of loss, including possible loss of principal. You are solely responsible for your investment decisions and outcomes.

SEEK PROFESSIONAL ADVICE: Always seek advice from a licensed financial advisor before making any investment decisions.